PayDeX

This website shall not be used for any unauthorised or illegal purposes or to conduct any activity that would constitute a civil or criminal offence. Under no circumstance shall any user of this website interfere with its network or security features or gain unauthorized access to PayDex systems.

Products and services are on offer subject to specific terms and conditions. These may be modified or discontinued based on PayDex internal operations and without any prior notice to users of this website. The information provided on these products and services do not constitute a complete offer or inducement to enter into a legally binding contract towards obtaining them. All applications for products and services submitted via this website are subject to PayDex internal credit approval policies and general operations.

PayDex ensures as much as is practicable to provide accuracy of content on this website. We however do not warrant reliability, adequacy, recency or completeness of such content or information contained on this website since these are updated based on changes in product, services or information.Any data provided on this website is given for general information only and should not be used as a sole basis for making decisions as to purchase of patronage. Users of this website should consider seeking additional information on a specific product or service prior to taking a decision. Sole use of any content or information on this website is entirely at the user’s own risk and PayDex shall not be held liable. Prior to decision making on any product or service, the website user must ensure satisfaction with the information made available at the relevant time. Whilst PayDex takes reasonable measures to ensure the safety and security of this website, we do not warrant that this website will be free of all errors or any viruses and IT related hitches; neither is it guaranteed to be available and uninterrupted at all times. If ever users of this website share or sent any information or e-mails to PayDex, such mail shall only be deemed received after such have been acknowledged formally.

Neither PayDex nor its associated firms and partners, their directors, shareholders, agents or employees, shall be liable to the users of this website or any third party for losses or damages arising directly or indirectly from the use of this website, including any loss, damage or expense arising from, but not limited to, any defect, virus, error or inaccuracy with our content.

Users of this website, may be required to provide personal information in order to have access to our products and services. By providing this information, the user warrants that the information given relates to the user and is true and complete to the best of their ability. Users of this website agree that PayDex may store and use your personal information to
contact you in connection with any application you may submit on this website;
communicate with you regarding new or existing products and/or services, competitions or promotions; and
analyse and compile reports and databases for purposes of internal analysis.
Information shared with us shall be stored on secure servers. We however do not guarantee the security of information collected electronically or transmitted, whether through this website or by other means. DO NOT share on this website your passwords, bank account or credit card details and any other information which will expose or give access to assets or sensitive data you may wish to protect. PayDex will never ask for disclosure of such passwords or sensitive data which may expose you to risk of financial loss or a disadvantage of any kind.

All materials, information, marks and logos contained in or displayed on this website are the copyright of PayDex and may not be modified, reproduced, downloaded, stored in a retrieval system, transmitted, copied, distributed, published or used in any other way for any commercial or public purposes without our written consent.

Users of this website hereby agree to indemnify and to keep PayDex fully and effectively indemnified against any action, liability, cost, claim, loss, damage, expense (including legal fees, costs and expenses on a full indemnity basis) suffered or incurred which is directly or indirectly related to the use of this website, the transmission of any information on or through this website, or any user’s violation of these terms and conditions or any third party’s rights, including but not limited to copyrights, proprietary and privacy rights.

All the terms and conditions herein, at all times, are governed by the laws of Ghana. Any dispute arising out of or in relation to these terms and conditions shall be submitted to a single arbitrator and decided by arbitration in accordance with the Alternative Dispute Resolution Act 2010 (Act 798). Should any such dispute fail to be settled using ADR, either party may resort to a court of competent jurisdiction.